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dillards credit card

About Dillard’s

In 1938 William Dillard opened the first Dillards store. It all began in Little Rock, Arkansas - today there are several hundred stores with the Dillards name. These stores, located in the Southwest, South and Midwest, sell top brand items including fashionable apparel and accessories and home furnishings. The company has positioned itself to refrain from discounts and instead maintains ad regular inventory of everyday pricing. With an initial investment of $8,000 that Dillard borrowed from his father, first year sales reached $42,000.

Dillards had its ups and downs through the years but it became one of the fastest growing department chains in the U.S. It currently has 330 stores in 29 states across the country. The store is now celebrating 75 years of style.

You’ll find clothing and accessories for men, women, and children. Beauty products from name brand companies are available at Dillards as well as items for the home. The brands available at Dillards include Betsey Johnson, Coach, Ralph Lauren, and UGG Australia.

Dillards Credit Card

How Do You Sign up for a Dillards Credit Card?

If you are interested in signing up for a Dillards credit card you can apply in the store or online. It only takes a few minutes and if you are approved instantly you will have access to your card immediately. Your account is subject to credit approval. If more information is required you will be notified by mail. The Dillards credit card is issued by GE Capital Retail Bank. When you have been approved and received your credit card you can set up your account online. You can handle just about everything with your online account. You can make your payments online or in the store as well as sign up for electronic statements.


Benefits and Special Offers.

Once you are approved you can activate your new Dillards credit card online. You will receive a 10% discount to use with your All Day Welcome Shopping Pass that you will receive in your statement. All you have to do is spend $100 on the first day that you use your account. You will begin to build rewards points with every purchase at Dillards.

There are two ways to save – earn points towards 10% off shopping passes or earn points towards $10 Reward Certificates. You can use these discounts when you order in the store, on the website or by phone. You will earn 2 Rewards Points with every $1 that you spend online, in the store or by phone. When you open a Dillards American Express card you will save even more. You will receive 2 Rewards Points for every $1 you spend at the grocery store and gas stations when you use your Dillards credit card.

As a Dillards credit card holder you will be the first to know about special sales, discounts and promotions. You will be eligible for special offers that are only offered to credit card holders. When you sign up for emails at Dillards you will instantly receive 500 Bonus Rewards  Points.

Rewards Points or Reward Certificate?

What’s the difference between the Rewards Points and the Rewards Certificate? When you use the 10% shopping pass you can use it for everything that you buy all day, every item, and every brand for the entire day. You can receive up to 12 passes each year. You must use your Dillards credit card when you use the shopping pass.

The Rewards Certificate lets you use your discount with no exclusions on merchandise. The $10 discount will be deducted from your total. You may use up to four certificates with each billing statement so the most you can deduct is $40.

If you don’t sign up for either one because you can’t decide or you forgot, you will automatically get a 10% off Shopping Pass when you accumulate 1,500 points. You can however change between the two discount offers as often as you like. It will take two billing periods for the latest rewards option to become active.

You can access your Rewards options when you sign into your online account. When you log in head over to Manage Profile and then to Change my Rewards Options. If you have any problems changing your options online you can call customer service and they will assist you.


How do you become an Elite Card Member?

When you achieve Elite status you will receive even more benefits. When you spend $2,000 in one calendar year (January 1 to December 31) you will be eligible for free standard shipping whenever you make online purchases. With every gift purchase you will receive free gift wrapping on your purchase. You will receive monthly bonuses on your reward point offers.

Only Elite members will be invited to a private shopping event at Dillards. You will also have access to a priority customer service phone number. If you spend $5,000 or more each year you will receive a special travel package available only to Elite customers that have spent this amount. As an Elite Dillards credit card holder you will have your choice of three golf, travel or spa packages. If you are an Elite member with an American Express dillards credit card you will have access to special travel offers and savings. These offers are gained when buying through Dillard’s Travel Privileges.

Having a Dillards credit card is a major convenience especially when you are already a loyal customer of the store. Dillards has numerous ways that they reward their dillards credit card carrying customers so it only makes sense to sign up for all the rewards you can. If you are already going to purchase items for yourself and your family as well as for gifts for friends and family members throughout the year, why not save even more with the points you receive from these purchases? You’ll be surprised how quickly your discounts add up. Being able to take 10% off all your purchases for one day could really reduce your total output. With no exclusions as to brands or departments, the sky is the limit.