Department store jc penny credit card

jc penny credit card

About JC Penney

Founded in 1902, JC Penney is almost as American as apple pie. This department store chain has over 1,100 stores in every state including Puerto Rico. With most stores located in shopping malls, jcpenney was also recognized in the past for its catalog sales. More recently it overhauled its entire approach and did away with sales and discounts. Jcp changed its inventory to reflect ongoing lower prices. The new pricing structure was initially received well but the end results are still not confirmed.

Headquartered in Plano, Texas, JC Penny carries clothing and apparel for men, women and children. Shoes, jewelry, beauty items are located in all jcp stores along with housewares and electronics. For 2012, JC Penneys had revenues of $17.2 billion. Some of the top name brands that are carried through jcpenney include Liz Claiborne, Martha Stewart and Happy Chic by Jonathan Adler.

In the last few years JC Penney has been home to Sephora, a leader in name brand cosmetics. Located inside the store itself, Sephora carries only major brands inside their studio. Regular events are held onsite showcasing different makeup techniques and new product lines.

In addition to their position as a leader in the retail world, jcpenny chooses a different charity each month such as Big Brothers Big Sisters, Habitat for Humanity and girls inc. If you round up your total, JC Penney will donate the additional amount to the charity of the month.


The JC Penny credit card

How to Sign up for a JC Penny credit card.

JC Penny has enjoyed customer loyalty for over 100 years. All JC Penney credit card customers get plenty of rewards and benefits. You can sign up online or at the JC Penney store nearest you. Your application is subject to credit approval. You could be approved instantly if all of your information is considered - but if more is needed you will be notified of what else is required to get approved - or why you were not approved.

The JC Penny credit card is issued by GE Capital Retail Bank. You must be 18 years of age and a resident of the U.S. in order to apply for a credit card at jcp. You will also be required to provide a valid form of identification when you sign up for a credit card at the retail locations.

You may apply or login to your current account from.


Benefits of a JC Penny credit card.

Once you are approved for a jcpenny credit card you should set up your account online. You may need to activate your store card before you use it for the first time. You will find a label with a phone number on your jcp credit card with instructions if you do need to activate it.

The next thing you want to do is register your credit card online. Input all of the information required to create your online profile. In exchange you will receive extra benefits for signing on.

If you are approved you don’t have to wait for your card to come in the mail to make a purchase. Bring in a photo ID to the customer service desk at your nearest jcpenney store and you will receive a temporary card to use in the store for the entire day. You qualify for this temporary card 24 hours after you have been approved. You should receive your permanent JC Penny credit card in the mail within 7 to 10 business days. If you don’t receive it within 10 days contact the credit services department at JC Penney.

You can use your JC Penny credit card at any of their retail locations as well as online. You can also use it at, CVS Pharmacy and Rite Aid Pharmacy.

As a JC Penny credit card holder you will be among the first to hear about new products and promotions as well as upcoming special events. You’ll be notified when your rewards are going to expire so you don’t miss out.

You can request a replacement jcp card using your online account. If your credit card is lost or has been stolen you must contact the credit services department immediately.

How to Earn Rewards with your JC Penny credit card.

When you receive your JC Penney credit card you are automatically a jcp reward member. Every time you spend $100 on a qualifying purchase either in the store or online you will receive a $10 jcp reward. Every month you can earn up to $100 when you use your jcpenny credit card for these purchases.

You will receive rewards one of three ways, by email, through your computer so you can print them, or on your mobile phone. With your online profile you will have access to exclusive offers for JC Penny credit card holders only. You can look up your past purchases and double check your reward points.

When you sign up online you may find a special deal that is good for that day. You may be eligible to save 20% for the day or save 10% on special purchases such as jewelry or items for your home.

There is special financing in place for larger purchases. The special promotion is good for furniture purchases, window treatments, fine jewelry, and custom decorating items. You are eligible for fraud protection and a special gift on your birthday each year.


Using e-Services.

When you log onto your account you can utilize the e-Services option. These email messages can be used to notify that a payment has been made, to request an extra store card, to make a payment and to request a statement. You can also ask for your credit line to be increased as well as update your personal info.

Having a JC Penny credit card is a great way to start saving money. Check on the jcpenney website to find the store nearest you or go online and start shopping. Take advantage of your new jcp credit card and build your points so you can enjoy free rewards for doing exactly what you were going to do any way – shop.